Welcome to Kendu-Bay Properties. These Terms & Conditions (“Terms”) govern your access to and use of our website kendubayproperties.com, services, offerings—including investment opportunities, resource materials (eBook, checklists, webinar recordings), and communication with us (collectively, “Services”). By accessing or using our Services, you agree to be bound by these Terms.

1.  Eligibility & Use of Site

• You must be at least 18 years old and legally authorized to engage in investment activities.
• Use the Site and Services for lawful purposes only and in compliance with these Terms.
• Do not disrupt or attempt unauthorized access to our Site or Services.

2.  Investment Services

• The Company offers passive multifamily real estate investments, primarily as a General Partner (GP) in U.S. markets.
• Investment terms such as projected IRR, equity multiple, returns, holding periods, etc., are estimates—not guaranteed. Actual performance may differ significantly.
• Membership in our Investor Network is required to access investment opportunities.
• All investment decisions must be based on your own judgment and, if desired, professional advice.

3.  No Financial Advice

• Information on our Site and provided through webinars, blogs, eBooks, or checklists is for informational purposes only. It is not intended as financial, tax, legal, or investment advice.
• Seek independent professional counsel before investing.

4.  Intellectual Property

• All content, including website design, text, graphics, images, videos, webinars, eBooks, and checklists, is the property of Kendu-Bay Properties or its licensors.
• You may not reproduce, distribute, publicly perform, or adapt our content without prior written consent.

5.  Privacy & Communications

• Your personal information is collected and used as outlined in our Privacy Policy, which is incorporated by reference.
• You consent to receive communications from us about investor updates, resources, and potential opportunities.

6.  Accounts & Security

• To access certain Services (e.g., investor dashboard, downloads), you may need to create an account. You are responsible for keeping your login credentials secure.
• Notify us immediately of any unauthorized use of your account.

7.  Third-Party Content & Links

• Our Site may link to external sites (e.g., referenced services or platforms). Such links are provided for convenience only. We are not responsible for the content or practices of those sites.

8.  Disclaimers & Limitation of Liability

• Disclaimer: We make no warranties that our Site or Services are error-free, uninterrupted, or secure.

• Limitation of Liability: To the fullest extent permitted by law, Kendu-Bay Properties will not be liable for any indirect, incidental, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from your use of the Services.

9.  Indemnification

• You agree to indemnify and hold us harmless from any claims, losses, liabilities, damages, costs, or expenses (including attorneys’ fees) arising from your breach of these Terms or misuse of the Services.

10.  Modifications

• We may update these Terms at any time. Changes will be posted on the Site with a new “Last Updated” date. Continued use constitutes acceptance of the revised Terms.

11.  Governing Law & Dispute Resolution

• These Terms are governed by the laws of the state in which Kendu-Bay Properties is legally registered (e.g., Idaho, if based there).

• Any disputes will be resolved in the courts located in that jurisdiction.

12.  SMS/Text Messaging Terms

By providing your mobile number and opting in on our website or through any of our forms, you consent to receive SMS/text messages from Kendu-Bay Properties. These may include reminders, updates about investment opportunities, educational content, and event notifications.

• Consent: Opting in is not required as a condition of purchase or investment.
• Message Frequency: Message frequency may vary depending on your engagement with us.
• Cost: Message and data rates may apply based on your mobile carrier plan.
• Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message. You may also contact us directly to be removed.
• Help: For assistance, reply HELP to any message or contact us at info@kendubayproperties.com
• Privacy: We respect your privacy. Your phone number and information will be used in accordance with our Privacy Policy.

13.  Contact Information

If you have questions about these Terms or the Services, please contact us at:

Kendu-Bay Properties
Email: info@kendubayproperties.com